Microsoft Wallet tap to pay

How to set up Microsoft Wallet ‘tap to pay’ on Windows 10 Mobile phones

Now you can make mobile payments with "tap to pay" using Microsoft Wallet on Windows 10 Mobile. Here's how to add and remove a card.

Tap to pay with the Microsoft Wallet app is now available for Windows 10 Mobile users. The new feature, similar to iOS and Android, is a cloud-base payment technology that allows users to quickly and securely make payments for goods using, in this case, a Windows phone.

Currently, tap to pay is available only in United States for Microsoft flagship phones featuring NFC, including the Lumia 950, 950XL, and 650.

In this guide, you’ll learn the steps to set up tap to pay on your phone running the latest version of Windows 10 Mobile.

How to configure tap to pay on Windows 10 Mobile

  1. Open the Microsoft Wallet app (or download from the Store).

  2. Tap the Sign in button.

  3. Tap the Add a payment card.

  4. Tap Accept to allow Microsoft Wallet to use NFC.

    Microsoft Wallet tap to pay NFC payments

  5. Select a card associated with your Microsoft account, or tap Add a new card. In which case you’ll need to provide all basic information of the card holder.

  6. Enter your phone’s PIN.

    Note: You’ll probably be prompted to reconfigure your phone PIN again. If this is the case, go to Settings > Account > Sign-in options, remove your PIN and add it again (you can use the same PIN you configured before).
  7. Go back to Microsoft Wallet and re-enter the PIN.

  8. Choose whether you want Microsoft Wallet to know your location.

    Add Credit or Debit card to Microsoft Wallet

  9. Accept the licensing terms, and tap Next.

  10. Enter the security code for your card and tap Next.

  11. Select from the drop-down menu a method to verify your account, and tap Next.

    Verify your card added to Microsoft Wallet

  12. Enter the verification code and tap Submit.

  13. Your card has now been added, tap Go to my cards to see your payment methods.

    Tap to pay with Microsoft Wallet

Once you have set up mobile payments using NFC on your Windows phone, you can use “tap to pay” no over a million retail locations where the contactless payment symbol or the Microsoft Wallet logo appears.

At any time, you remove a card by opening the Microsoft Wallet app, tap the + button, and select Remove from Microsoft Wallet.

Wrapping things up

Microsoft Wallet with tap to pay works with MasterCard and Visa cards, and it’s available for users running Windows 10 Mobile build 14360 or later. In addition, you can add reward and membership cards; as long as it has a bar code, you can scan it to your phone.

Have you ever used tap to pay on your mobile device? Tell us in the comments below.

About the author

Mauro Huculak is a Windows How-To Expert who started Pureinfotech in 2010 as an independent online publication. He has also been a Windows Central contributor for nearly a decade. Mauro has over 14 years of experience writing comprehensive guides and creating professional videos about Windows and software, including Android and Linux. Before becoming a technology writer, he was an IT administrator for seven years. In total, Mauro has over 20 years of combined experience in technology. Throughout his career, he achieved different professional certifications from Microsoft (MSCA), Cisco (CCNP), VMware (VCP), and CompTIA (A+ and Network+), and he has been recognized as a Microsoft MVP for many years. You can follow him on X (Twitter), YouTube, LinkedIn and Email him at [email protected].